{"id":37,"date":"2024-04-02T19:48:29","date_gmt":"2024-04-02T15:48:29","guid":{"rendered":"https:\/\/caspianfinance.az\/practicearea\/"},"modified":"2025-08-07T09:27:24","modified_gmt":"2025-08-07T05:27:24","slug":"loans","status":"publish","type":"page","link":"https:\/\/caspianfinance.az\/en\/loans\/","title":{"rendered":"Loans"},"content":{"rendered":"\n\n\n\n\n\n\n\n

      Our Loan Offers<\/h2>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n

More<\/h2>\n\n\n\n\n\n\n\n\n\n\n\n

Furniture Loan<\/strong><\/h2>\n\n\n\n\n\n\n\n\n
Required document: Identity Card<\/h5>\n

Minimum amount:  150 AZN<\/h2>\n

Age limit:  20~70        <\/h5>\n
Minimum monthly payment:  20 AZN <\/h5>\n
Loan period:  3-24 month<\/h5>\n
Annual interest rate:  Up to 34%<\/h5>\n\n\n\n

Furniture Loan<\/strong><\/h2>\n\n\n\n\n\n\n\n\n\n\n\n\n\n

<\/strong>Household Loan <\/strong><\/h2>\n\n\n\n\n\n\n\n

<\/strong>Household Loan <\/strong><\/h2>\n\n\n\n\n\n\n\n\n\n
Required document: Identity Card<\/h5>\n
Age limit:  20~70                 <\/h5>\n
Minimum amount:  150 AZN<\/h5>\n
Minimum monthly payment:  20 AZN<\/h5>\n
Loan period:  3-24 month               <\/h5>\n
Annual interest rate:  Up to 34%<\/h5>\n\n\n\n\n\n\n\n\n\n\n\n

      Mobile Phone Loans<\/strong><\/h2>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
Required document: Identity Card<\/h5>\n
Age limit:  20~70     <\/h5>\n
Minimum amount:  150 AZN<\/h5>\n
Minimum monthly payment:  20 AZN<\/h5>\n
Loan period:  3-18 month<\/h5>\n
Annual interest rate:  Up to 35%<\/h5>\n\n\n\n

      Phone Credit<\/strong><\/h2>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n

<\/strong>Leasing<\/strong><\/h2>\n\n\n\n\n\n\n\n

<\/strong>Leasing<\/strong><\/h2>\n\n\n\n\n\n\n\n\n\n
Required document; Identity Card, TIN<\/h5>\n
Age limit:  20~65                 <\/h5>\n
Amount:  10 000 ~ 50 0000 AZN<\/h5>\n
Down payment:  30%<\/h5>\n
Loan period:  12~36 month               <\/h5>\n
Annual interest rate:  22%~30%<\/h5>\n\n\n\n\n\n\n\n\n\n\n\n

Micro-business Loans<\/span><\/h2>\n\n\n\n\n\n\n\n\n
Required document: Identity card, TIN<\/h5>\n
Amount:  1 000 ~ 100 000 AZN<\/h5>\n
Age limit:  20~65                 <\/h5>\n
Loan period:  6~36 month               <\/h5>\n
Annual interest rate:  22%~28%<\/h5>\n\n\n\n

Micro-business Loans<\/span><\/h2>\n\n\n\n\n\n\n\n\n\n\n\n

<\/strong>Faktorinq<\/strong><\/h2>\n\n\n\n\n\n\n\n\n\n\n

<\/strong>Factoring<\/strong><\/h2>\n\n\n\n\n\n\n\n\n\n
Required document: Identity card, Debt obligation document, Collateral, real estate or bank guarantee<\/h5>\n
Amount:  5000 ~ 1 000 000 AZN<\/h5>\n
Loan period:  1~6 month               <\/h5>\n
Annual interest rate:\nVaries depending on tenure and amount<\/h5>\n\n\n\n\n\n\n\n\n\n\n\n

Loan calculator<\/h2>\n\n\n\n\n\n\n\n\n\n\n

\n\n\n \n \n Kredit Kalkulyatoru<\/title>\n <style>\n body {\n font-family: Arial, sans-serif;\n background-color: #;\n color: #007bff;\n display: ;\n justify-content: center;\n align-items: center;\n height: 100vh;\n margin: 0;\n }\n .container {\n background: #fff;\n padding: 12px;\n border-radius: 9px;\n box-shadow: 0 0 2px rgba(0, 0, 0, 0.3);\n width: 100%;\n display: flex;\n flex-direction: column;\n justify-content: space-between;\n align-items: center;\n }\n .calculator {\n width: 100%;\n max-width: 700px;\n padding: 10px;\n border-radius: 8px;\n background-color: #007bff\n box-shadow: 0 0 10px rgba(0, 0, 0, 0.3);\n display: flex;\n flex-direction: column;\n gap: 13px;\n }\n .form-group {\n margin-bottom: 11px;\n display: flex;\n flex-direction: column;\n }\n label {\n font-weight: bold;\n color: #003478;\n margin-bottom: px;\n }\n input[type=\"number\"], input[type=\"range\"] {\n width: 100%;\n padding: 8px;\n margin-top: 1px;\n margin-bottom: 1px;\n border-radius: 8px;\n border: 1px solid #eee;\n font-size: 1em;\n text-align: left;\n transition: border-color 0.3s ease;\n font-family: Arial, sans-serif;\n outline: none;\n }\n input[type=\"number\"]:focus, input[type=\"range\"]:focus {\n border-color: #007bff;\n }\n #monthlyEMI {\n font-size: 2em;\n text-align: center;\n color: #007bff;\n margin-top: 20px;\n padding: 6px;\n border: 0px solid #007bff;\n border-radius: 12px;\n width: 100%;\n }\n .result {\n margin-top: 20px;\n text-align: center;\n font-size: 0.8em;\n color: #666;\n }\n .result p {\n margin: 5px 0;\n }\n .error {\n color: red;\n font-size: 0.8em;\n margin-top: 5px;\n }\n <\/style>\n<\/head>\n<body>\n\n<div class=\"container\">\n <div class=\"calculator\">\n <div class=\"form-group\">\n <label for=\"loanAmount\">Loan Amount (\u20bc):<\/label>\n <input type=\"range\" id=\"loanAmountRange\" min=\"1\" max=\"100000\" value=\"10000\" oninput=\"syncLoanAmount()\">\n <input type=\"number\" id=\"loanAmount\" min=\"1\" max=\"100000\" value=\"10000\" oninput=\"syncLoanAmount(true)\">\n <\/div>\n <div class=\"form-group\">\n <label for=\"interestRate\">Loan interest (%):<\/label>\n <input type=\"range\" id=\"interestRateRange\" min=\"12\" max=\"36\" value=\"15\" oninput=\"syncInterestRate()\">\n <input type=\"number\" id=\"interestRate\" min=\"12\" max=\"36\" value=\"15\" oninput=\"syncInterestRate(true)\">\n <\/div>\n <div class=\"form-group\">\n <label for=\"loanTenure\">Loan period (Month):<\/label>\n <input type=\"range\" id=\"loanTenureRange\" min=\"3\" max=\"48\" value=\"12\" oninput=\"syncLoanTenure()\">\n <input type=\"number\" id=\"loanTenure\" min=\"3\" max=\"48\" value=\"12\" oninput=\"syncLoanTenure(true)\">\n <\/div>\n <\/div>\n <div class=\"output\">\n <div id=\"monthlyEMI\">0 \u20bc<\/div>\n <div class=\"result\">\n <p id=\"totalAmount\">0 \u20bc<\/p>\n <\/div>\n <\/div>\n <div id=\"error\" class=\"error\"><\/div>\n<\/div>\n\n<script>\n function syncLoanAmount(fromInput = false) {\n let loanAmountRange = document.getElementById('loanAmountRange');\n let loanAmount = document.getElementById('loanAmount');\n if (fromInput) {\n loanAmountRange.value = loanAmount.value;\n } else {\n loanAmount.value = loanAmountRange.value;\n }\n checkLoanAmount();\n }\n\n function syncInterestRate(fromInput = false) {\n let interestRateRange = document.getElementById('interestRateRange');\n let interestRate = document.getElementById('interestRate');\n if (fromInput) {\n interestRateRange.value = interestRate.value;\n } else {\n interestRate.value = interestRateRange.value;\n }\n checkInterestRate();\n }\n\n function syncLoanTenure(fromInput = false) {\n let loanTenureRange = document.getElementById('loanTenureRange');\n let loanTenure = document.getElementById('loanTenure');\n if (fromInput) {\n loanTenureRange.value = loanTenure.value;\n } else {\n loanTenure.value = loanTenureRange.value;\n }\n checkLoanTenure();\n }\n\n function checkLoanAmount() {\n let loanAmount = document.getElementById('loanAmount');\n let error = document.getElementById('error');\n if (parseFloat(loanAmount.value) > 100000) {\n loanAmount.style.borderColor = 'red';\n error.textContent = 'The loan amount cannot exceed 100,000\u20bc.';\n clearResults();\n } else {\n loanAmount.style.borderColor = '#ccc';\n error.textContent = '';\n calculateEMI();\n }\n }\n\n function checkInterestRate() {\n let interestRate = document.getElementById('interestRate');\n let error = document.getElementById('error');\n if (parseFloat(interestRate.value) > 36) {\n interestRate.style.borderColor = 'red';\n error.textContent = 'The loan interest cannot exceed 36%';\n clearResults();\n } else {\n interestRate.style.borderColor = '#ccc';\n error.textContent = '';\n calculateEMI();\n }\n }\n\n function checkLoanTenure() {\n let loanTenure = document.getElementById('loanTenure');\n let error = document.getElementById('error');\n if (parseFloat(loanTenure.value) > 48) {\n loanTenure.style.borderColor = 'red';\n error.textContent = 'The loan period cannot exceed 48 months.';\n clearResults();\n } else {\n loanTenure.style.borderColor = '#eee';\n error.textContent = '';\n calculateEMI();\n }\n }\n\n function calculateEMI() {\n let loanAmount = parseFloat(document.getElementById('loanAmount').value);\n let annualInterestRate = parseFloat(document.getElementById('interestRate').value);\n let monthlyInterestRate = annualInterestRate \/ 12 \/ 100;\n let loanTenure = parseFloat(document.getElementById('loanTenure').value);\n\n let emi = (loanAmount * monthlyInterestRate * Math.pow(1 + monthlyInterestRate, loanTenure)) \/ (Math.pow(1 + monthlyInterestRate, loanTenure) - 1);\n\n document.getElementById('monthlyEMI').textContent = emi.toFixed(2) + ' \u20bc';\n\n let totalAmount = emi * loanTenure;\n document.getElementById('totalAmount').textContent = 'Total amount: ' + totalAmount.toFixed(2) + ' \u20bc';\n }\n\n function clearResults() {\n document.getElementById('monthlyEMI').textContent = '';\n document.getElementById('totalAmount').textContent = '';\n }\n<\/script>\n\n<\/body>\n<\/html>\n\n<\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n<h2>Latest News<\/h2>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"nf_dc_page":"","pagelayer_contact_templates":[],"_pagelayer_content":"","footnotes":""},"class_list":["post-37","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Loans - Caspian Finance<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/caspianfinance.az\/en\/loans\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" 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